Calculations provided are an estimate only and do not constitute a quote or offer of finance. Packaged weekly cost is based on the following assumptions: 1) product is an SG Fleet Novated Lease; 2) the inputs you provide regarding your location, annual kms travelled, novated lease term and annual salary; 3) the weekly cost includes finance and estimated costs for fuel, registration, insurance, servicing and repairs, tyres and roadside assist based on previous assumptions, which finance and estimated costs may have changed at the time a lease quotation is provided; 4) includes potential GST and PAYG savings over the term of the lease. The calculations include a provision for fringe benefits tax (FBT) calculated using the ECM method, 

unless the vehicle has an ‘EV discounts’ flag, signifying eligibility for the ATO electric cars exemption in which case calculations are based on the ZLEV Exempt method and NSW pricing, where stamp duty is exempt.

At the end of the lease a Residual Value obligation will apply, and GST will be payable on the Residual Value amount if you make an offer to purchase. 

The vehicle cost component is based on manufacturer suggested retail price driveaway (sourced from JATO); pricing may change daily with market fluctuations, including at the time a lease quotation is provided. Specific vehicles may attract other taxes or levies, for example, luxury car tax. The cost does not include any optional extras unless stated. Any additional optional extras would impact the cost of the vehicle to you. 

Your individual circumstances have not been taken into account and will impact the overall cost amount and the benefits of a novated lease. 

Given all vehicle pricing provided is indicative only, for the purposes of assisting you with your vehicle selection process, all orders and delivery times will be subject to stock availability. Vehicle images are for illustration purposes only. 

All reasonable care has been taken; however, SG Fleet provides no warranties and makes no representation that the information provided is appropriate for your particular circumstances or indicates you should follow a particular course of action.

Independent advice – prior to entering a novated lease arrangement, you should seek independent qualified financial advice as the complexities of a novated lease could have a significant impact on your financial situation.

Comparison based on 2024-25 income tax rates. The examples are provided for your information and to illustrate scenarios. The results should not be taken as a substitute for independent professional taxation and financial advice. For the purposes of this example, we have not taken into account the impact of salary sacrificing gross salary for fringe benefits on the calculation of your superannuation guarantee contributions. This calculation also does not take into account the impact of any tax offset to which you may be entitled. All reasonable care has been taken in preparing these materials; however, SG Fleet provides no warranties and makes no representation that the information provided is appropriate for your particular circumstances or indicates you should follow a particular course of action.