Tailored vehicle leasing solutions
Understanding your fleet needs
Every organisation has unique vehicle or equipment requirements and fleet management needs. That’s why we offer flexible leasing solutions designed to meet the diverse requirements of our clients.
Whether you’re looking to free up capital, reduce administrative burdens, or gain access to expert fleet management services, our tailored options ensure that you can find the perfect fit for your organisation.
Fleet funding options
Operating Lease
Operating leases allow businesses to free up their balance sheet by making a monthly payment that covers the rental costs for the vehicle, servicing, maintenance, registration, and other services. At the end of the term, the vehicle is returned, and your organisation has no exposure to its market value.
This type of lease delivers operational benefits by facilitating the outsourcing of fleet management to a specialist organisation like SG Fleet. Our operating lease structure is scalable and flexible to meet the unique needs of our clients, making it the most popular method of financing a fleet of motor vehicles due to its simplicity and efficiency.
Finance Lease
Under a finance lease, vehicles are purchased by us on your behalf. Your business pays monthly instalments, or rental payments, that go towards the car. Once the term of the lease is up, you can:
- Purchase the vehicle by paying the final instalment and balloon payment
- Trade the vehicle for a new one
- Refinance the residual value and continue to lease that vehicle
Benefits of a finance lease include low or no deposit terms, payments may be completely tax deductible (depending on the tax status and circumstances of your business), and the option to purchase the vehicle at the end of the lease.
Sale and Leaseback
For businesses that own their fleet but are looking to release capital and access our fleet management expertise, a sale and lease back arrangement is an ideal solution. This is an agreement when you sell your vehicles to us, and we lease them back to you for a certain duration.
- Free up capital from your existing assets
- Remove your asset ownership and depreciation risk
- Provide known, fixed operating costs and reduce your administrative burden
- Partner with a dedicated advisor who will understand your strategic objectives and aid in optimising your fleet operations
Lease or Buy?
Many businesses debate whether to lease or buy their cars, and the right choice will vary according to your needs.
SG Fleet can help you choose between finance leases, operating leases or buying outright. Where financial stability and minimising exposure to loss is important, leasing is a popular and successful vehicle financing strategy.
Choose leasing and you can remove asset ownership and depreciation risk. Ensure known, fixed operating costs, provide cash flow certainty around a significant business expense and boost your balance sheets.
Enquire today to get an assessment on how much you can save when you lease with us.
The benefits of leasing
Known, fixed costs
Off balance sheet
Conserve capital
Improved cashflow
Tax advantages
Upgrade assets more regularly
Volume discount benefits
Total package
Driving Insights
Lifecycle costs, also known as total cost of ownership, includes all vehicle related expenditure associated from purchase to sale.
How do you know if an operating lease is better than a finance lease when it comes to securing cars for your business’s vehicle fleet?
To answer the important vehicle financing questions that we cover here will help you minimise your mobility costs.