How it works
Drive the car of your choice for less with SG Fleet novated leasing. All your car costs are smoothed into one regular deduction from your pay, and you’ll enjoy tax savings along with simplified budgeting and vehicle management.
What's included in my novated lease budget?
Running your car becomes so much easier and more affordable with a novated lease.
We set a budget upfront to cover all your car’s running costs in one regular payment – no need for cash or credit cards. When you first enquire with SG Fleet, we put together a quote and set your budgets to reflect your current or projected spending patterns.
This way, when you novate, you can pay for these items using a portion of pre-tax dollars, and we set up one easy regular payment. Plus, you don’t pay GST on any of these running costs throughout the life of your lease! This includes:
How SG Fleet helps you save even more
Frequently Asked Questions
We take a deep-dive into some commonly asked questions about novated leasing. Have more questions? Get in touch with our team today. We’re here to help.
With SG Fleet TradeAdvantage, selling your car is simple and speedy. Simply complete a simple online evaluation and we’ll get a fair price to you pronto. No pressure – our offer’s valid for 14 days. Once you accept, you can drop off your car or have it picked up and we’ll make the payment into your nominated bank account.
At the end of your lease, you’ll also have what’s called a ‘residual value payment’ due. This is the amount owing on your car at this time, and is calculated in accordance with the Australian Taxation Office.
We’ll be in touch nine months out to discuss your residual value options, which include:
1. Novating a new car with SG Fleet;
2. Refinancing the existing car for another term*, or
3. Paying out the residual value and owning your car outright.