Your route to savings

Drive away in a new car and save thousands.

 

 

 

Novated leasing

A novated lease is an easy and cost-effective way to acquire and run the car of your choice. In addition to the thousands you could save on a new car,

you could potentially enjoy significant tax savings with an SG Fleet Novated Lease. 

Mitsubishi Triton

What is a novated lease?

A novated lease is an arrangement between you, your employer, and

SG Fleet. This setup allows you to pay less income tax and save the GST on running costs.

 

You have the flexibility to choose the car you want—whether it’s new, used/demo, or even your own vehicle—and we’ll package it into a novated lease for you.

 

All your car-related expenses including finance repayments, registration, insurance, fuel, maintenance, and servicing are bundled into one regular payment deducted from your salary. This streamlined approach not only simplifies car ownership but also unlocks significant savings.

 

For petrol/diesel vehicles, Hybrid Electric and luxury Electric Vehicles, a portion of your regular payment is made using pre-tax dollars. For EVs/Plug-in Hybrid EVs under the luxury car tax threshold, payments are drawn entirely from your pre-tax salary, supercharging your savings (learn more).

 

For more information on the specifics, check out how novated leasing works.

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Benefits and features of a novated lease

Savings, flexibility and better budgeting are just the start. We take care of all your automotive needs, including car purchase, trade-in, finance, insurance, fuel, servicing and repairs. It’s a game changer.


Income tax savings
Under a novated lease, you're putting pre-tax dollars towards paying for your car and its running costs. This reduces your taxable income and in turn, the income tax you pay.

You’ll enjoy more money in your pocket.
GST savings
When you novate you finance the GST-less amount of the vehicle, saving you even more than the great price we attain for you. You can also save the GST on the running costs of the car, including fuel, service, maintenance, and tyres (subject to your employer’s salary packaging policy).
Save on your new car
Save on the purchase price of your new car with SG Fleet’s buying power and special fleet discounts.

You let us know what vehicle you're after and we source it for you.
Novate any car
Use SG Fleet’s expert car buying service to get better pricing on the new car of your choice. You can also choose to novate a used or demo car, the car you currently own, as well as novate more than one car (subject to your employer’s salary packaging policy).
Servicing and repairs
Experience lower costs with SG Fleet managing all your car’s scheduled servicing, maintenance and repairs.

In addition to GST savings, our team acts on your behalf to avoid over-servicing and over-charging, plus gaining you access to further fleet discounts on parts and labour when you utilise our network.
Fuel / charging card
Enjoy the savings and ease of a fuel card for multiple nationwide retailers. You can either pay at the pump via their apps or present your fuel card in-store. Additionally, you can earn points with our fuel partners’ programs. 

EV drivers will receive Chargefox and EVSE cards for widespread public charging network coverage.
Budgeting
SG Fleet helps you budget for all of the finance and running expenses over the life of your lease. A set payment is then deducted by your employer each pay cycle to manage your lease.

No need to juggle multiple bills and expenses—it's a hassle-free experience.
Online account
Conveniently manage and keep track of your vehicle expenses, including transaction and history reports. Our portals let you take control of your vehicle’s management as much or as little as you like. Whether you’re submitting your registration renewals for payment by the SG Fleet team or lodging your receipts for reimbursement, it’s all at your fingertips.

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Additional products and services

At SG Fleet, we offer a range of additional products and services tailored specifically for your novated lease. While we provide the flexibility to choose your preferred providers, our extensive experience and partnerships with top retailers across Australia ensure you have access to the best options available. From comprehensive insurance packages to premium servicing and maintenance plans, our curated offerings are designed to enhance your leasing experience and provide peace of mind. Trust SG Fleet to deliver quality and convenience, making your novated lease journey smooth and hassle-free.

iX1 xDrive20
Tailored specifically for novated leases, ensuring you have the recommended coverage.
Car interior
From electronics to interior car protection accessories and more.
Trade and upgrade
With our free-to-use car-selling service, you’re four simple steps from a speedy sale.
Man-charging-his-grey-electric-vehicle
Purchase EV cables with quality that goes above Australian standards.
Aerial view on vehicle on road
Offset your car’s emissions for the life of your lease.
Alloy wheel
Minor cosmetic scratches, dents, and scuffs can be conveniently repaired.