Car insurance for novated leasing

Keeping you well covered

Our novated lease can be paired with insurance products that offer broad protection to meet your needs. Our protection products will provide you with peace of mind knowing that your vehicle is covered against various unforeseen events.

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Comprehensive Motor Vehicle Insurance

Our Comprehensive Motor Vehicle Insurance offers you a high-value policy with extensive cover to keep your car insured against accidents, repairs and changes in circumstance.

Key benefits:

  • Lease payout: when your vehicle is a total loss, we will pay to discharge your obligations under the lease if the amount due is more than the market value
  • Replacement vehicle for vehicles less than 36 months old (conditions apply)
  • Choice of repairer, or access to a network of preferred suppliers (subject to approval)
  • Coverage of all accessories
  • Coverage for emergency repairs and replacement of locks and key
  • Provision of hire car in the event of an accident (conditions apply)
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  • Comprehensive insurance benefits 
  • Product Disclosure Statement 



Key benefits:

  • LeaseGuard provides cover in the event of involuntary unemployment as a result of redundancy, retrenchment or the forced early cessation of your fixed term employment contract:
    • LeaseGuard will pay your monthly lease payments for up to 11 months of payments, or for an amount up to $15,000 (whichever comes first). 
    • Alternatively you can choose to hand the vehicle back at any time after we have made 3 monthly repayments and before the sixth payment is made, and claim the difference between the fair sale price and the amount required to early terminate your lease, up to a balance of $15,000, less the amounts already paid by us under the monthly lease payment benefit. 
  • Cover includes a death and disablement benefit of $10,000 following accidental death or permanent disablement.
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  • LeaseGuard benefits 
  • Product Disclosure Statement 
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Limits and conditions apply to the above including excess fees. For complete product information and all relevant terms and conditions, please contact SG Fleet on 1300 138 235. 

General Advice Warning: SG Fleet insurance products are offered to you under a general advice service. This means that whilst we may generally recommend the products we distribute, we do not consider whether the product is appropriate for your own personal objectives or financial situation in making the recommendation. You need to consider the appropriateness of any information or general advice we give you, having regard to your personal situation, before acting on our advice or purchasing any product.

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Marsh Financial Services Guide

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