How to get a novated lease

When you get a novated lease with SG Fleet, we want you to enjoy easy motoring, and we want to save you money and time.

You can choose almost any car you want - we are independent and happy to lease with any manufacturer. We will work to get a great price on any car and make sure you get what you pay for. All our costs are disclosed and you won't pay more than you need to.

We have a team of experts ready to help you every step of the way.

Novated lease enquiry

Submit your enquiry here and our team will be in touch with you shortly.

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With you every step

SG Fleet’s Novated Leasing Consultants will guide you through every step to make sure you understand - from quote, to credit application, and the few other bits and pieces we’ll need to start your lease. Then we will confirm your car’s delivery details and set a date for you to get your new car.



Employer agreement

Before you get a novated lease with SG Fleet, we need an agreement in place with your employer. It’s a simple arrangement allowing us to make salary sacrifice deductions for you.

Not sure if your employer has an agreement? Check with your HR or employee benefits team, or talk to us.

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Choose your car

Choose the new car you want - or maybe a used car. Get some quotes from SG Fleet to understand all the costs and choose what the best lease terms are for you. We can help with a salary analysis to clearly understand how each option will impact your take-home pay, and our lease quotes clearly list every cost item.



Look both ways

Before you make any decisions on any novated lease, your SG Fleet consultant will make sure you’re certain about the ins and outs, including:

  • Interest rates
  • Management fees
  • Fees for things you don’t need
  • Your car’s residual value
  • Any end of lease costs and charges

SG Fleet also strongly recommends you seek independent financial advice before commencing a novated lease.


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On the road

Once you’re in your new car, your salary deductions will commence via your employer’s payroll. You can track your lease progress and costs with SG Fleet's Fleetintelligence, providing you with detailed reporting to help you see how you’re tracking – no surprises.

Log in to Fleetintelligence >