Fleet insurance made simple
Protect your fleet with confidence
At SG Fleet, we understand that managing a fleet is complex enough—insurance shouldn’t add to the load. That’s why we offer comprehensive motor vehicle insurance tailored for both small and corporate fleets. Our insurance solutions, underwritten by Ando Fleet Vehicle Insurance, are designed to simplify your operations and give you peace of mind.
With access to competitive premiums and the convenience of bundling your monthly insurance payment into your lease rental, you’ll benefit from a single, itemised invoice—no lump sums, no hidden fees. Plus, our expert claims team is here to support you with fast, fair, and transparent service whenever you need it.
Let us take care of your fleet, so you can take care of your business.
Comprehensive Motor Vehicle Insurance
Insurance designed for corporate fleets of 11+ vehicles.
Summary of key benefits:
| Benefit | Policy maximum limits: |
| Accidental loss or damage to insured vehicle | Covered |
| Third party property damage | Up to a maximum of $10,000,000 |
| Windscreen, glass, sunroof, head and taillights | Unlimited excess free |
| Accommodation and travelling expenses | Up to $250 per night per person, $2,500 per event |
| Claims excess | Customisable to reduce premium |
| Automatic additions and deletions | Purchase price up to 45 days with maximum of $500,000 or 25% of total sum insured |
| Car hire for condemned buildings and carparks | Up to $10,000 any one event and limited to $200 per day |
| Dangerous goods | Up to a maximum of $1,000,000 |
| Emergency public relations | Up to $25,000 |
| Hire costs following fire and theft | Up to $2,500 |
| Rented vehicles | Up to a maximum of $100,000 |
| Personal effects | Up to $3,000 with an excess of $500 |
| Key and locks | $5,000 per vehicle |
| Clean up and load recovery | Up to $20,000 to clear the accident scene and recover and reload fallen load from vehicle |
| Vehicle signwriting | Up to $5,000 |
| Death following accident | Bereavement payment of $10,000 and funeral costs up to $5,000 |
The Insurance products offered by SG Fleet NZ Limited (SG Fleet) (NZBN 9429033536286) are provided by The Hollard Insurance Company Pty Ltd (Hollard). Administration of this insurance and claims handling services are managed by Ando Insurance Group (Ando) on behalf of Hollard. Hollard is a licensed insurer in New Zealand under section 19 of the Insurance 2010 Act. The financial services provided by SG Fleet on other financial products are provided on its own behalf and not as an agent of Ando and are subject to *SG Fleet’s lease and fleet management terms and conditions. Neither SG Fleet nor Ando provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. If you purchase this insurance, SG Fleet will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with any service.
Insurance designed for small fleets of 0 - 10 vehicles.
Summary of key benefits:
| Benefit | Policy maximum limits: |
| Accidental loss or damage to insured vehicle | Covered |
| Third party property damage | Up to a maximum of $10,000,000 |
| Windscreen, glass, sunroof, head and taillights | Unlimited excess free |
| Accommodation and travelling expenses | Up to $250 per night per person, $2,500 per event |
| Claims excess | 1% of total sum insured, minimum of $500 |
| Automatic additions and deletions | Purchase price up to 45 days with maximum of $500,000 or 25% of total sum insured |
| Car hire for condemned buildings and carparks | Up to $10,000 any one event and limited to $200 per day |
| Dangerous goods | Up to a maximum of $1,000,000 |
| Emergency public relations | Up to $25,000 |
| Hire costs following fire and theft | Up to $2,500 |
| Rented vehicles | Up to a maximum of $100,000 |
| Personal effects | Up to $3,000 with an excess of $500 |
| Key and locks | $5,000 per vehicle |
| Clean up and load recovery | Up to $20,000 to clear the accident scene and recover and reload fallen load from vehicle |
| Vehicle signwriting | Up to $5,000 |
| Death following accident | Bereavement payment of $10,000 and funeral costs up to $5,000 |
The Insurance products offered by SG Fleet NZ Limited (SG Fleet) (NZBN 9429033536286) are provided by The Hollard Insurance Company Pty Ltd (Hollard). Administration of this insurance and claims handling services are managed by Ando Insurance Group (Ando) on behalf of Hollard. Hollard is a licensed insurer in New Zealand under section 19 of the Insurance 2010 Act. The financial services provided by SG Fleet on other financial products are provided on its own behalf and not as an agent of Ando and are subject to *SG Fleet’s lease and fleet management terms and conditions. Neither SG Fleet nor Ando provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. If you purchase this insurance, SG Fleet will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with any service.
Important insurance documents
Need the details? Download the official Ando Fleet Vehicle Insurance Policy and our Fair Wear and Tear Guidelines to understand exactly what’s covered and how we assess vehicle condition. These resources are here to help you make informed decisions and manage your fleet with confidence.
Driving Insights
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