Competition terms

Live webinar with BYD

1. Definitions

“Competition Rules” means the individual competition requirements and details that are specific to this particular competition.

“Competition Terms” means this agreement, which you are deemed to accept if you enter a competition that we run.

“Entry Content” means your entry submitted or proposed to be submitted to a competition and all property and material included that forms part of your entry including all photographs, images, words, concepts or ideas.

“We”, “us” or “our” and “SG Fleet Group” means SG Fleet Australia Pty Limited (ABN 15 003 429 356) of Level 2, Building 3, 20 Bridge Street, Pymble NSW 2073, the promoter of the competition.

“Entrant” or “you” means you, the entrant to the competition.

2. Competition Rules

Rules for this competition

These Competition Rules are specific to this competition and include information on eligibility to enter and how to enter the competition. By entering this competition, your entry constitutes acceptance of our Competition Terms, including the Competition Rules specific to this competition.

To enter the competition, during the competitional period you must either:

• Enter your details to register for the Live webinar with BYD

This competition commences at 12:00AM AEDT Tuesday 13 January 2026 and ends at 11:59PM AEDT Thursday, 12 February 2026. No entries will be accepted outside of these dates and times.

Directors, management, employees and their immediate families of SG Fleet Group, associated entities and its agencies associated with this competition are ineligible to enter.

At the time of lodging your Entry Content you must be:

• a direct employee of an SG Fleet Group novated leasing client (not having resigned from the organisation and/or serving a notice period); and
• located in NSW, VIC, QLD, SA, WA; and
• over 18 years of age; and
• a legal resident of Australia; and
• hold a valid, full, unrestricted Australian / international driver’s licence which is not under suspension or cancellation.

Only one entry permitted per person.

The competition winner will be drawn at Level 7, South Wharf Tower, 30 Convention Centre Place, South Wharf VIC 3006 on Thursday 12 February 2026 at 3PM AEDT. All valid entries will be included in the draw. The first valid entry drawn will receive the prize.

The prize for the competition is:

• 1 x $1000 True Rewards Digital Visa gift voucher

Where the prize is an eGift card, it is subject to issuer terms and conditions. The eGift card is valid until the expiry date specified on the gift card or by the gift card provider. The gift card is not transferable or redeemable for cash. We will not be responsible for any gift card that is lost or stolen. The prize is subject to the terms and conditions of the chosen retailer.

The winners will be notified in writing within seven (7) days of the draw. The prize will be delivered, paid or transferred to the winners within 28 days after the prize draw date. We will make reasonable efforts to identify and locate the prize winners.

The name of the winner will be published here (our website) within 30 days of the draw, for a minimum of 28 days.

If the prize remains unclaimed 28 days after the prize draw date, an unclaimed prize draw will be held on that date (or next business day) at Level 7, South Wharf Tower, 30 Convention Centre Place, South Wharf VIC 3006 at the same time as the original draw. The winner of the unclaimed prize draw will be notified in the same manner as set out in this clause 2.

We assume no responsibility for any failure to receive an entry or for inaccurate information or for any loss, damage or injury as a result of technical or telecommunications problems, including security breaches. If such problems arise, we may (where necessary with the approval of the relevant lottery authority) modify, cancel, terminate or suspend the competition.

3. General

From time to time, we run competitions through our website, and other forums. We encourage you to carefully review the individual competition requirements and details (“Competition Rules”) for each competition before registering or submitting an entry since each competition may have unique eligibility requirements, methods of entry, content and technical requirements.

If there are any inconsistencies between the clauses in these Competition Terms and the specific Competition Rules, these Competition Terms will govern.

By entering any competition, you agree to the Competition Terms and Competition Rules for each competition in which you choose to participate. The Competition Rules may vary for each competition and you are required to read the Competition Rules for each competition before you participate.

a. Entry Content

1. Entry details will be used for the purposes of conducting this competition or for competitional and marketing purposes (including for direct marketing) in accordance with our Privacy Policy (available at https://www.sgfleet.com/au/policies/privacy-policy). By entering this competition, you consent to the use of your personal information (including name, address, telephone number, email and image and photograph(s)) for these purposes, and that we may contact you for future marketing and material purposes without compensation.
2. Our decision is final, and no correspondence will be entered into. We accept no responsibility for late, lost or misdirected entries or other communications. Entries will be deemed void if illegitimate, forged, manipulated or tampered with in any way.
3. Should your contact details change during the competition period, it is your responsibility to notify us. A request to access or modify any information provided as part of the redemption of a prize should be directed to us.
4. We reserve the right to request verification of your social media profile and of the age, identity and residential address of the winner and any other information relevant to entry into or participation in this competition. Verification is at our discretion, which decision is final. Failure by us to enforce any of our rights does not constitute a waiver of those rights.
5. We reserve the right to disqualify any individual who submits an entry that is not in accordance with these terms and conditions, or who is involved in any way in interfering or tampering with the conduct of this competition, has breached any of these terms and conditions, or engaged in any unlawful or other improper misconduct calculated to jeopardise the fair and proper conduct of the competition.

b. Prizes

1. Each prize must be taken as stated and no compensation will be payable if a winner is unable to use the prize as stated. Each prize is not transferable to another person or exchangeable for other goods and services and cannot be redeemed for cash. Any whole or part of a prize that is unused will be forfeited.
2. We do not guarantee the availability of prizes advertised through our website, newsletter emails, or other methods of advertising that we have adopted. In the event that the prize (or any part of the prize) becomes unavailable for reasons beyond our control, subject to relevant State and Territory legislation, we may substitute a prize (or the relevant part of a prize) with a prize of equal or higher value and the winner/s will be notified accordingly. We recommend that before entering any competition, survey or other activity posted on our site or associated newsletter emails, you should verify any important information, such as the Competition Rules.

c. Winners and Awards

1. The Winning Entrants will be notified in writing in accordance with the Competition Rules, using the contact information provided by the Entrant. We are not responsible for any incorrect addresses, prizes or awards that are not received as a result of any incorrect address or for any other error on the part of the Entrant.
2. Prizes that are physical products must be picked up by the date specified in Competition Rules. Prizes that are digital and will be emailed to the email address provided during the competitional period.
3. The outcome of the prize draw is final and binding. No correspondence or discussions will be entered into about the winner/s or individual entries.

d. Taxes

We accept no responsibility for any variation in the prize values. The prize values are stated in Australian dollars as at the time of publication of the competition. We accept no responsibility for any tax implications that may arise from the prize winnings and all entrants are responsible for their own financial situation as a result of any prize or winnings. Your own independent financial advice should be sought.

4. Limitation of liability

1. The winner has rights under the Australian Consumer Law and other similar legislation which cannot be excluded, restricted or modified by us. These terms and conditions do not exclude, restrict or limit those statutory rights in any way. However, to the extent that it is permitted to do so, we (including our officers, employees and agents) exclude all liability whether arising in tort (including without limitation negligence), contract or otherwise for any personal injury or any other loss or damage (including without limitation loss of opportunity or loss of profits) whether direct, indirect, special or consequential, arising in any way out of the competition, including, without limitation:
1. any technical difficulties or equipment malfunction (whether or not under our control);
2. any theft, unauthorised access, or third-party interference;
3. any entry that is late, lost, altered, damaged or misdirected (whether or not after their receipt by us) due to any reason beyond our reasonable control;
4. any variation in market value to that stated in these terms and conditions;
5. any tax implications; or
6. the prize or use of the prize.
2. If for any reason beyond our reasonable control this competition is not capable of running as planned, we reserve the right in our sole discretion to take any action that may be available to us, and to cancel, terminate, modify or suspend the competition, unless to do so would be prohibited by law.
3. We reserve the right to cancel, terminate, modify or suspend the competition or amend these terms and conditions, subject to any directions from a regulatory authority.

 Appendix 

1. Definitions

2. Competition Rules

• Enter your details to register for an educational webinar; or
• Enter your details to register for a 1 on 1 appointment; or
• Enter your details and subscribe to our marketing communication through the relevant online competition landing page; or
• Visit our booth at your employer's Employee Benefits Day or Staff Expo and provide your details to subscribe to our marketing communication.

• A direct employee of an SG Fleet Group novated leasing client (not having resigned from the organisation and/or serving a notice period); and
• over the age of 18 years of age; and
• a legal resident of Australia.

3. General

• i. Entry details will be used for the purposes of conducting this competition or for competitional and marketing purposes (including for direct marketing) in accordance with our Privacy Policy (available at https://www.sgfleet.com/au/privacy-policy). By entering this competition, you consent to the use of your personal information (including name, address, telephone number, email and image and photograph(s)) for these purposes, and that we may contact you for future marketing and material purposes without compensation.
• ii. Our decision is final, and no correspondence will be entered into. We accept no responsibility for late, lost or misdirected entries or other communications. Entries will be deemed void if illegitimate, forged, manipulated or tampered with in any way.
• iii. Should your contact details change during the competition period, it is your responsibility to notify us. A request to access or modify any information provided as part of the redemption of a prize should be directed to us.
• iv. We reserve the right to request verification of your social media profile and of the age, identity and residential address of the winner and any other information relevant to entry into or participation in this competition. Verification is at our discretion, which decision is final. Failure by us to enforce any of our rights does not constitute a waiver of those rights.
• v. We reserve the right to disqualify any individual who submits an entry that is not in accordance with these terms and conditions, or who is involved in any way in interfering or tampering with the conduct of this competition, has breached any of these terms and conditions, or engaged in any unlawful or other improper misconduct calculated to jeopardise the fair and proper conduct of the competition.

• i. Each prize must be taken as stated and no compensation will be payable if a winner is unable to use the prize as stated. Each prize is not transferable to another person (unless agreed to by us in writing) or exchangeable for other goods and services and cannot be redeemed for cash. Any whole or part of a prize that is unused will be forfeited.
• ii. We do not guarantee the availability of prizes advertised through our website, newsletter emails, or other methods of advertising that we have adopted. In the event that the prize (or any part of the prize) becomes unavailable for reasons beyond our control, subject to relevant State and Territory legislation, we may substitute a prize (or the relevant part of a prize) with a prize of equal or higher value and the winner will be notified accordingly. We recommend that before entering any competition, survey or other activity posted on our site or associated newsletter emails, you should verify any important information, such as the Competition Rules.

• i. Winning Entrants will be notified in writing in accordance with the Competition Rules, using the contact information provided by the Entrant. We are not responsible for any incorrect addresses, prizes or awards that are not received as a result of any incorrect address or for any other error on the part of the Entrant.
• ii. Prizes that are physical products must be picked up and/or shipped by the date specified in Competition Rules. Prizes that are digital and will be emailed to the email address provided during the competitional period.
• iii. The outcome of the prize draw is final and binding. No correspondence or discussions will be entered into about the winner or individual entries.

4. Limitation of liability

• i. The winner has rights under the Australian Consumer Law and other similar legislation which cannot be excluded, restricted or modified by us. These terms and conditions do not exclude, restrict or limit those statutory rights in any way. However, to the extent that it is permitted to do so, we (including our officers, employees and agents) exclude all liability whether arising in tort (including without limitation negligence), contract or otherwise for any personal injury or any other loss or damage (including without limitation loss of opportunity or loss of profits) whether direct, indirect, special or consequential, arising in any way out of the competition, including, without limitation:
  • a. any technical difficulties or equipment malfunction (whether or not under our control);
  • b. any theft, unauthorised access or third-party inference;
  • c. any entry that is late, lost, altered, damaged or misdirected (whether or not after their receipt by us) due to any reason beyond our reasonable control;
  • d. any variation in market value to that stated in these terms and conditions;
  • e. any tax implications; or
  • f. the prize or use of the prize.
• ii. If for any reason beyond our reasonable control this competition is not capable of running as planned, we reserve the right in our sole discretion to take any action that may be available to us, and to cancel, terminate, modify or suspend the competition, unless to do so would be prohibited by law.
• iii. We reserve the right to cancel, terminate, modify or suspend the competition or amend these terms and conditions, subject to any directions from a regulatory authority.

1. Definitions

“Competition Rules” means the individual competition requirements and details that are specific to this particular competition.

“Competition Terms” means this agreement, which you are deemed to accept if you enter a competition that we run.

“Entry Content” means your entry submitted or proposed to be submitted to a competition and all property and material included that forms part of your entry including all photographs, images, words, concepts or ideas.

“We”, “us” or “our” and “SG Fleet” means SG Fleet Australia Pty Limited (ABN 15 003 429 356) of Level 2, Building 3, 20 Bridge Street, Pymble NSW 2073, the promoter of the competition.

“Entrant” or “you” means you, the entrant to the competition.

2. Competition Rules

a. Rules for this competition

These Competition Rules are specific to this competition and include information on eligibility to enter and how to enter the competition. By entering this competition, your entry constitutes acceptance of our Competition Terms, including the Competition Rules specific to this competition.

To enter the competition, during the competitional period you must either:

• Enter your details to register for an educational webinar; or
• Enter your details to register for a 1 on 1 appointment; or
• Enter your details and subscribe to our marketing communication through the relevant online competition landing page; or
• Visit our booth at your employer's Employee Benefits Day or Staff Expo and provide your details to subscribe to our marketing communication.

The competition start and end dates and times are listed in Appendix 1.1 below. No entries will be accepted outside of these dates and times.

Directors, management, employees and their immediate families of SG Fleet, associated entities and its agencies associated with this competition are ineligible to enter.

At the time of lodging your Entry Content you must be:

• over the age of 18 years of age; and
• a legal resident of Australia, excluding residents of the Australian Capital Territory (ACT)

Only one entry permitted per person.

All competition winners will be drawn at Level 7, South Wharf Tower, 30 Convention Centre Place, South Wharf VIC 3006 on the dates and times advised in Appendix 1.1. All valid entries will be included in the draw.

The prize(s) for the competitions and the value of the prize(s) are listed in Appendix 1.1. Where the prize is an e-gift card, it is issued to you by True Rewards Pty Ltd and is subject to issuer terms and conditions here. The e-gift card is valid until the expiry date specified on the gift card or by the gift card provider. The gift card is not transferable or redeemable for cash. We will not be responsible for any gift card that is lost or stolen. The prize is subject to the terms and conditions of the chosen retailer.

The winner will be notified in writing within 14 days of the draw. The prize will be delivered, paid or transferred to the winner within 28 days after the prize draw date. We will make reasonable efforts to identify and locate the prize winner.

The names of winners of prizes will be published here (our website) within 30 days of the draw, for a minimum of 28 days.

If the prize (other than perishable prizes) remains unclaimed 3 months after the prize draw date, an unclaimed prize draw will be held on that date (or next business day) at Level 7, South Wharf Tower, 30 Convention Centre Place, South Wharf VIC 3006 at the same time as the original draw (advised in Appendix 1.1) subject to the approval of any necessary regulatory authority. The winner of the unclaimed prize draw will be notified in the same manner as set out in this clause 2.

We assume no responsibility for any failure to receive an entry or for inaccurate information or for any loss, damage or injury as a result of technical or telecommunications problems, including security breaches. If such problems arise, we may (where necessary with the approval of the relevant lottery authority) modify, cancel, terminate or suspend the competition.

b. Permits

N/A.

3. General

From time to time, we run competitions through our website, and other forums. We encourage you to carefully review the individual competition requirements and details (“Competition Rules”) for each competition before registering or submitting an entry since each competition may have unique eligibility requirements, methods of entry, content and technical requirements.

If there are any inconsistencies between the clauses in these Competition Terms and the specific Competition Rules, these Competition Terms will govern.

By entering any competition, you agree to the Competition Terms and Competition Rules for each competition in which you choose to participate. The Competition Rules may vary for each competition and you are required to read the Competition Rules for each competition before you participate.

a. Entry Content

i. Entry details will be used for the purposes of conducting this competition or for competitional and marketing purposes (including for direct marketing) in accordance with our Privacy Policy (available at https://www.sgfleet.com/au/policies/privacy-policy). By entering this competition, you consent to the use of your personal information (including name, address, telephone number, email and image and photograph(s)) for these purposes, and that we may contact you for future marketing and material purposes without compensation.

ii. Our decision is final, and no correspondence will be entered into. We accept no responsibility for late, lost or misdirected entries or other communications. Entries will be deemed void if illegitimate, forged, manipulated or tampered with in any way.

iii. Should your contact details change during the competition period, it is your responsibility to notify us. A request to access or modify any information provided as part of the redemption of a prize should be directed to us.

iv. We reserve the right to request verification of your social media profile and of the age, identity and residential address of the winner and any other information relevant to entry into or participation in this competition. Verification is at our discretion, which decision is final. Failure by us to enforce any of our rights does not constitute a waiver of those rights.

v. We reserve the right to disqualify any individual who submits an entry that is not in accordance with these terms and conditions, or who is involved in any way in interfering or tampering with the conduct of this competition, has breached any of these terms and conditions, or engaged in any unlawful or other improper misconduct calculated to jeopardise the fair and proper conduct of the competition.

b. Prizes

i. Each prize must be taken as stated and no compensation will be payable if a winner is unable to use the prize as stated. Each prize is not transferable to another person (unless agreed to by us in writing) or exchangeable for other goods and services and cannot be redeemed for cash. Any whole or part of a prize that is unused will be forfeited.

ii. We do not guarantee the availability of prizes advertised through our website, newsletter emails, or other methods of advertising that we have adopted. In the event that the prize (or any part of the prize) becomes unavailable for reasons beyond our control, subject to relevant State and Territory legislation, we may substitute a prize (or the relevant part of a prize) with a prize of equal or higher value and the winner will be notified accordingly. We recommend that before entering any competition, survey or other activity posted on our site or associated newsletter emails, you should verify any important information, such as the Competition Rules.

c. Winners and Awards

i. Winning Entrants will be notified in writing in accordance with the Competition Rules, using the contact information provided by the Entrant. We are not responsible for any incorrect addresses, prizes or awards that are not received as a result of any incorrect address or for any other error on the part of the Entrant.

ii. Prizes that are physical products must be picked up and/or shipped by the date specified in Competition Rules. Prizes that are digital and will be emailed to the email address provided during the competitional period.

iii. The outcome of the prize draw is final and binding. No correspondence or discussions will be entered into about the winner or individual entries.

d. Taxes

We accept no responsibility for any variation in the prize values. The prize values are stated in Australian dollars as at the time of publication of the competition. We accept no responsibility for any tax implications that may arise from the prize winnings and all entrants are responsible for their own financial situation as a result of any prize or winnings. Your own independent financial advice should be sought.

4. Limitation of liability

i. The winner has rights under the Australian Consumer Law and other similar legislation which cannot be excluded, restricted or modified by us. These terms and conditions do not exclude, restrict or limit those statutory rights in any way. However, to the extent that it is permitted to do so, we (including our officers, employees and agents) exclude all liability whether arising in tort (including without limitation negligence), contract or otherwise for any personal injury or any other loss or damage (including without limitation loss of opportunity or loss of profits) whether direct, indirect, special or consequential, arising in any way out of the competition, including, without limitation:

a. any technical difficulties or equipment malfunction (whether or not under our control);

b. any theft, unauthorised access or third-party inference;

c. any entry that is late, lost, altered, damaged or misdirected (whether or not after their receipt by us) due to any reason beyond our reasonable control;

d. any variation in market value to that stated in these terms and conditions;

e. any tax implications; or

f. the prize or use of the prize.

ii. If for any reason beyond our reasonable control this competition is not capable of running as planned, we reserve the right in our sole discretion to take any action that may be available to us, and to cancel, terminate, modify or suspend the competition, unless to do so would be prohibited by law.

iii. We reserve the right to cancel, terminate, modify or suspend the competition or amend these terms and conditions, subject to any directions from a regulatory authority.

 Appendix 1.1

1. Definitions

“Competition Rules” means the individual competition requirements and details that are specific to this particular competition.

“Competition Terms” means this agreement, which you are deemed to accept if you enter a competition that we run.

“Entry Content” means your entry submitted or proposed to be submitted to a competition and all property and material included that forms part of your entry including all photographs, images, words, concepts or ideas.

“We”, “us” or “our” and “SG Fleet” means SG Fleet Australia Pty Limited (ABN 15 003 429 356) of Level 2, Building 3, 20 Bridge Street, Pymble NSW 2073, the promoter of the competition.

“Entrant” or “you” means you, the entrant to the competition.

2. Competition Rules

a. Rules for this competition

These Competition Rules are specific to this competition and include information on eligibility to enter and how to enter the competition. By entering this competition, your entry constitutes acceptance of our Competition Terms, including the Competition Rules specific to this competition.

To enter the competition, during the competitional period you must either:

• Enter your details to register for an educational webinar; or
• Enter your details to register for a 1 on 1 appointment; or
• Enter your details and subscribe to our marketing communication through the relevant online competition landing page; or
• Visit our booth at your employer's Employee Benefits Day or Staff Expo and provide your details to subscribe to our marketing communication.

The competition start and end dates and times are listed in Appendix 1.1 below. No entries will be accepted outside of these dates and times.

Directors, management, employees and their immediate families of SG Fleet, associated entities and its agencies associated with this competition are ineligible to enter.

At the time of lodging your Entry Content you must be:

• over the age of 18 years of age; and
• a legal resident of Australia, excluding residents of the Australian Capital Territory (ACT)

Only one entry permitted per person.

All competition winners will be drawn at Level 7, South Wharf Tower, 30 Convention Centre Place, South Wharf VIC 3006 on the dates and times advised in Appendix 1.1. All valid entries will be included in the draw.

The prize(s) for the competitions and the value of the prize(s) are listed in Appendix 1.1. Where the prize is an e-gift card, it is issued to you by True Rewards Pty Ltd and is subject to issuer terms and conditions here. The e-gift card is valid until the expiry date specified on the gift card or by the gift card provider. The gift card is not transferable or redeemable for cash. We will not be responsible for any gift card that is lost or stolen. The prize is subject to the terms and conditions of the chosen retailer.

The winner will be notified in writing within 14 days of the draw. The prize will be delivered, paid or transferred to the winner within 28 days after the prize draw date. We will make reasonable efforts to identify and locate the prize winner.

The names of winners of prizes will be published here (our website) within 30 days of the draw, for a minimum of 28 days.

If the prize (other than perishable prizes) remains unclaimed 3 months after the prize draw date, an unclaimed prize draw will be held on that date (or next business day) at Level 7, South Wharf Tower, 30 Convention Centre Place, South Wharf VIC 3006 at the same time as the original draw (advised in Appendix 1.1) subject to the approval of any necessary regulatory authority. The winner of the unclaimed prize draw will be notified in the same manner as set out in this clause 2.

We assume no responsibility for any failure to receive an entry or for inaccurate information or for any loss, damage or injury as a result of technical or telecommunications problems, including security breaches. If such problems arise, we may (where necessary with the approval of the relevant lottery authority) modify, cancel, terminate or suspend the competition.

b. Permits

N/A.

3. General

From time to time, we run competitions through our website, and other forums. We encourage you to carefully review the individual competition requirements and details (“Competition Rules”) for each competition before registering or submitting an entry since each competition may have unique eligibility requirements, methods of entry, content and technical requirements.

If there are any inconsistencies between the clauses in these Competition Terms and the specific Competition Rules, these Competition Terms will govern.

By entering any competition, you agree to the Competition Terms and Competition Rules for each competition in which you choose to participate. The Competition Rules may vary for each competition and you are required to read the Competition Rules for each competition before you participate.

a. Entry Content

i. Entry details will be used for the purposes of conducting this competition or for competitional and marketing purposes (including for direct marketing) in accordance with our Privacy Policy (available at https://www.sgfleet.com/au/policies/privacy-policy). By entering this competition, you consent to the use of your personal information (including name, address, telephone number, email and image and photograph(s)) for these purposes, and that we may contact you for future marketing and material purposes without compensation.

ii. Our decision is final, and no correspondence will be entered into. We accept no responsibility for late, lost or misdirected entries or other communications. Entries will be deemed void if illegitimate, forged, manipulated or tampered with in any way.

iii. Should your contact details change during the competition period, it is your responsibility to notify us. A request to access or modify any information provided as part of the redemption of a prize should be directed to us.

iv. We reserve the right to request verification of your social media profile and of the age, identity and residential address of the winner and any other information relevant to entry into or participation in this competition. Verification is at our discretion, which decision is final. Failure by us to enforce any of our rights does not constitute a waiver of those rights.

v. We reserve the right to disqualify any individual who submits an entry that is not in accordance with these terms and conditions, or who is involved in any way in interfering or tampering with the conduct of this competition, has breached any of these terms and conditions, or engaged in any unlawful or other improper misconduct calculated to jeopardise the fair and proper conduct of the competition.

b. Prizes

i. Each prize must be taken as stated and no compensation will be payable if a winner is unable to use the prize as stated. Each prize is not transferable to another person (unless agreed to by us in writing) or exchangeable for other goods and services and cannot be redeemed for cash. Any whole or part of a prize that is unused will be forfeited.

ii. We do not guarantee the availability of prizes advertised through our website, newsletter emails, or other methods of advertising that we have adopted. In the event that the prize (or any part of the prize) becomes unavailable for reasons beyond our control, subject to relevant State and Territory legislation, we may substitute a prize (or the relevant part of a prize) with a prize of equal or higher value and the winner will be notified accordingly. We recommend that before entering any competition, survey or other activity posted on our site or associated newsletter emails, you should verify any important information, such as the Competition Rules.

c. Winners and Awards

i. Winning Entrants will be notified in writing in accordance with the Competition Rules, using the contact information provided by the Entrant. We are not responsible for any incorrect addresses, prizes or awards that are not received as a result of any incorrect address or for any other error on the part of the Entrant.

ii. Prizes that are physical products must be picked up and/or shipped by the date specified in Competition Rules. Prizes that are digital and will be emailed to the email address provided during the competitional period.

iii. The outcome of the prize draw is final and binding. No correspondence or discussions will be entered into about the winner or individual entries.

d. Taxes

We accept no responsibility for any variation in the prize values. The prize values are stated in Australian dollars as at the time of publication of the competition. We accept no responsibility for any tax implications that may arise from the prize winnings and all entrants are responsible for their own financial situation as a result of any prize or winnings. Your own independent financial advice should be sought.

4. Limitation of liability

i. The winner has rights under the Australian Consumer Law and other similar legislation which cannot be excluded, restricted or modified by us. These terms and conditions do not exclude, restrict or limit those statutory rights in any way. However, to the extent that it is permitted to do so, we (including our officers, employees and agents) exclude all liability whether arising in tort (including without limitation negligence), contract or otherwise for any personal injury or any other loss or damage (including without limitation loss of opportunity or loss of profits) whether direct, indirect, special or consequential, arising in any way out of the competition, including, without limitation:

a. any technical difficulties or equipment malfunction (whether or not under our control);

b. any theft, unauthorised access or third-party inference;

c. any entry that is late, lost, altered, damaged or misdirected (whether or not after their receipt by us) due to any reason beyond our reasonable control;

d. any variation in market value to that stated in these terms and conditions;

e. any tax implications; or

f. the prize or use of the prize.

ii. If for any reason beyond our reasonable control this competition is not capable of running as planned, we reserve the right in our sole discretion to take any action that may be available to us, and to cancel, terminate, modify or suspend the competition, unless to do so would be prohibited by law.

iii. We reserve the right to cancel, terminate, modify or suspend the competition or amend these terms and conditions, subject to any directions from a regulatory authority.

 Appendix 1.1

2. Competition Rules

a. Rules for this competition

These Competition Rules are specific to this competition and include information on eligibility to enter and how to enter the competition. By entering this competition, your entry constitutes acceptance of our Competition Terms, including the Competition Rules specific to this competition.

To enter the competition, during the promotion period you must either:

• Commit to a new SG Fleet Group novated lease (consisting of a signed vehicle salary sacrifice schedule; employer approval; and financier approval) on a new Kia vehicle excluding all-electric vehicles (BEVs) = 1 entry
• Commit to a new SG Fleet Group novated lease (consisting of a signed vehicle salary sacrifice schedule; employer approval; and financier approval) on a new Kia all-electric vehicle (BEV) = 3 entries

Excludes refinancing of an existing vehicle. Entries are automatically awarded.

This competition commences at 9:00AM AEDT Saturday, 1 November 2025 and ends at 5:00PM AEDT Wednesday, 31 December 2025. No entries will be accepted outside of these dates and times.

At the time of lodging your Entry Content you must be:

• A direct employee of an SG Fleet Group novated leasing client (not having resigned from the organisation and/or serving a notice period); and
• Over the age of 18 years of age; and
• A legal resident of Australia.

2. Competition Rules

a. Rules for this competition

These Competition Rules are specific to this competition and include information on eligibility to enter and how to enter the competition. By entering this competition, your entry constitutes acceptance of our Competition Terms, including the Competition Rules specific to this competition.

To enter the competition, during the promotion period you must either:

• Commit to a new SG Fleet Group novated lease (consisting of a signed vehicle salary sacrifice schedule; employer approval; and financier approval) on a new Nissan vehicle (excluding selected Nissan X-Trail, Qashqai and Ariya models).

Offer excludes Nissan X-Trail ST-L e-power, X-Trail Ti e-power, X-Trail Ti-L e-power, X-Trail Ti-L 19” wheel e-power, Ariya EV (all models), Qashqai N-Design e-power, Qashqai Ti e-power, Qashqai Ti-L e-power, Qashqai Ti and Qashqai Ti-L models.

Excludes refinancing of an existing vehicle. Entries are automatically awarded. 

This competition commences at 9:00AM AEDT Sunday, 1 February 2026 and ends at 5:00PM AEDT Tuesday, 31 March 2026. No entries will be accepted outside of these dates and times.

At the time of lodging your Entry Content you must be:

• A direct employee of an SG Fleet Group novated leasing client (not having resigned from the organisation and/or serving a notice period); and
• Over the age of 18 years of age; and
• A legal resident of Australia.